Bypass Bank Limits with Smart UPI Routing

Scale your daily collections without hitting NPCI or bank-imposed transaction caps.

The UPI Collection Limit Challenge

As a high-volume merchant, you've likely encountered the dreaded UPI daily limit. Most banks and the NPCI impose strict caps on the amount of funds or the number of transactions a single VPA (Virtual Payment Address) can receive in a 24-hour period.

When you hit this limit, every subsequent customer checkout fails. This leads to massive drop-offs, frustrated users, and lost revenue.

The Smart Routing Solution

UPI Gateways solves this with our proprietary Smart Routing Engine. Instead of relying on a single VPA to process all your business volume, you can connect an unlimited number of collection accounts to your dashboard.

Routing Modes Available:

• Round-Robin Routing:

  Distributes incoming payments evenly across all your active VPAs, ensuring no single account bears the load.

• Priority Routing:

  Define 1-100 priority weights. Fill up your primary business account first, and seamlessly failover to secondary accounts only when the primary hits its capacity.

• Volume-Aware Limits:

  Set a specific daily INR limit for each account. The engine tracks real-time volume and auto-pauses accounts that reach their threshold.

Enterprise Reliability

Smart Routing isn't just about limits—it's about reliability. If a specific banking node goes down, our engine detects the failure anomalies and automatically routes your traffic to alternative VPAs hosted on different banking partners.

Never lose a transaction to bank limits again

Configure Smart Routing