Automate Marketplace Payouts with UPI Payment Splitting (SplitPe)

Say goodbye to manual vendor payouts and nodal accounts. Route funds instantly with our SplitPe engine.

The Marketplace Payment Problem

If you run a marketplace, an aggregator platform, or a franchise model in India, you know the headache of multi-party payments. When a customer pays ?1,000 for a product, you might need to keep a ?100 platform fee and send ?900 to the vendor.

Traditionally, this requires opening a nodal bank account, holding the funds, managing compliance, and initiating manual NEFT/IMPS payouts the next day. This causes operational overhead and delays vendor settlements.

Enter SplitPe: Real-Time UPI Routing

SplitPe by UPI Gateways revolutionizes this workflow. Instead of holding funds, the SplitPe engine intercepts the transaction at the gateway level.

How SplitPe Works:

• API Level Splitting: When creating the order, pass an array of splits defining the VPA and amount for each recipient.
• Single Customer Flow: The customer scans a single QR code and pays the total amount seamlessly.
• Direct Settlement: The funds are routed directly from the customer's bank to the respective vendor VPAs instantly. No nodal account required.

Code Example

Integrating SplitPe is as simple as adding a parameter to your order creation payload:

        `{// POST /v1/orders {   "amount": 1000,   "client_reference_id": "ORDER_8829",   "split": [     { "vpa": "vendor1@ybl", "amount": 900 },     { "vpa": "platform@ybl", "amount": 100 }   ] }}`
        
      

Use Cases

• Food Delivery & Cloud Kitchens: Split between the restaurant, the delivery partner, and the platform fee instantly.
• EdTech Platforms: Direct course fees to the instructor's bank account while keeping your commission.
• B2B Marketplaces: Settle massive B2B orders directly to suppliers without touching the core funds, avoiding complex tax and compliance burdens.

Ready to automate your payouts?

Integrate SplitPe today and give your vendors instant settlements.

Start for free